Condo Insurance

Condominium living offers an excellent blend of homeownership and community convenience, but it also creates unique insurance requirements. Your condominium association carries a "master policy," but this policy typically only covers the building's exterior shell, roof, and common areas like hallways or lobbies. Everything from the drywall inward is your personal responsibility.

Condo insurance (often called an HO-6 policy) is specifically designed to cover the gaps left by your association's master policy. It protects your personal belongings, your interior fixtures (such as upgraded countertops, flooring, and appliances), and provides personal liability protection. Our team reviews your specific condo association bylaws to ensure your policy fits your exact responsibilities perfectly, preventing costly gaps in coverage.