227 S. Division Street Zelienople, PA, 16063 info@beneighgroup.com
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Flood Insurance

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Flood Insurance

It is a sobering reality that just a single inch of water can cause over $25,000 in severe damage to a home. Many property owners mistakenly assume that their standard homeowners or business policy will cover water damage from a storm surge or heavy rain. In reality, virtually all standard property insurance policies explicitly exclude damage caused by rising surface waters or overland flooding.

Because Beneigh Insurance Group is deeply rooted in our local Pennsylvania communities, we understand the local geography and weather risks. Flood insurance provides the definitive protection you need for your property’s building foundation and its internal contents. Backed primarily by the National Flood Insurance Program (NFIP) as well as private flood options, we can help you secure the ideal policy to keep your home or business safe from water crises.

Frequently Asked Question

A: Yes. Most flood insurance policies carry a strict 30-day waiting period from the date of purchase before the coverage becomes fully active. Do not wait for a major storm to apply.

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