227 S. Division Street Zelienople, PA, 16063 info@beneighgroup.com
Your Neighborhood Insurance Agent |

Home Owners Insurance

Image

Home Owners Insurance

Your home is likely your largest financial investment and the center of your daily life. Homeowners insurance provides the vital financial security you need to protect your dwelling, your detached structures, and your personal belongings from unexpected disasters. Whether you are dealing with fire damage, windstorms, hail, or severe theft, the right policy ensures you have the resources to rebuild and recover without draining your life savings.

Our tailored homeowners insurance policies offer wide-ranging protection that fits your specific living situation. A standard policy covers the physical structure of your home, personal property (like furniture, clothes, and electronics), and loss of use—which pays for your temporary living expenses if your home becomes uninhabitable due to a covered loss. Additionally, homeowners insurance provides personal liability protection, defending you financially if someone is accidentally injured on your property.

Frequently Asked Question

A: No. Standard homeowners policies explicitly exclude damage caused by rising surface water or flooding. Separate flood insurance must be purchased to protect your property from floods.

Image

Find Us On Social Media!